Money Market Instruments

Short-term financial instruments with high liquidity and low risk, primarily used for cash flow management and securing short-term financing. They have a maturity of up to one year and are traded on specialized money markets. Key money market instruments include certificates of deposit, government securities (treasury bills), commercial papers, reverse repurchase (repo) agreements, and interbank deposits. These instruments are used by banks, government institutions, corporations, and investors to preserve cash with minimal risk and quick access to liquidity.