Financial Instruments

Contractual rights or obligations with monetary value that can be traded or invested. They include various forms of securities and contracts, such as stocks, bonds, derivatives (futures, options, swaps), mutual fund shares, deposits, receivables, and others. Financial instruments are used to acquire ownership, secure financing, manage risk, or generate returns. Their value and risk profile may vary depending on market conditions, legal regulations, and the characteristics of the specific instrument. They are used for financial management, investing, and ensuring liquidity, for example through savings accounts, deposits, insurance, investments, shares in enterprises, bonds, and other instruments.