Glossary
High‑Risk Fund
An investment fund that invests mainly in more volatile and risky assets with high return potential but also a high probability of losses, especially in the short term. Suitable for investors with a higher risk tolerance and a long-term investment horizon.
High‑Risk Investor Profile
An investor who is willing to take significant financial risks in order to achieve higher returns from their investments.
High‑Yield Investment Programme (HYIP)
A type of Ponzi scheme, an investment fraud that promises unsustainably high returns by paying earlier investors with funds collected from new investors.
Identity Theft
The unlawful acquisition and misuse of personal data and financial information—such as names, national identification numbers, bank account details, or credit card information—without the consent of the rightful owner. Stolen data may be exploited to commit fraud, obtain loans, make unauthorized purchases, or gain other financial and personal benefits, often causing significant harm to the victim’s financial standing and reputation.
Illiquid Asset
An asset that is difficult to sell or convert into cash quickly without a significant loss of value or a considerable delay.
In-App Payment - glossary for children
Paying for goods or services through a store app installed on a phone or tablet and linked to a payment card.
Income
Monetary funds or monetary equivalents received within a certain period from sources such as salary, self-employment, property, pensions, social benefits and allowances, regular transfers from other households, as well as one-off income from sales, etc., including valued in-kind income.
Income - glossary for children
The money a person receives, such as wages, pension, rent, or from selling something. Children can also have income, for example pocket money, money received as a gift for a holiday, or from selling handmade items.
Income Tax - glossary for children
A part of the money people earn that is paid to the government.
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