"I have income "
The funds that young people your age have can come from different sources. • Family In the family, you probably receive pocket money (regularly, for certain household duties, or help in the family business), as well as gifts on va...
"I work for myself"
Although you are still a minor, the Law on Persons and Families gives you the right to sign contracts with the consent of your parents or guardians/trustees, as well as to conclude ordinary small transactions to meet your current needs a...
"Taxes and social security contributions "
You already have your own income because you work under an employment contract or provide services. Regardless of the fact that you are not an adult, this income is subject to tax, which you must pay. • Where does the money...
"I pay taxes "
When you work under an employment contract, the social security contributions are divided between the employer and you. They deduct from your salary and pay the tax and mandatory social security contributions. If you participate in a dua...
"I plan my money"
You've had your own money for a long time now – be it pocket money or even your own income (see the article "I have income"). How do you use it? Do you save some of it or quickly spend everything you get? Do you carefully consider ...
"I make my own budget "
Budgets can be made for different periods of time – a week, a month, a year. There are also budgets for specific events. For example, if you have a prom coming up, it’s a good idea to plan with your family how much money is reasonabl...
"I have a bank account and a card "
You may already have your first debit card and even a bank account, as banks in Bulgaria offer various services designed specifically for children and youth. What do you need to know to make the most of them? • Bank Accoun...
"My rights as a consumer "
Have you ever bought headphones online and they arrived broken? Or has your phone bill included fees for additional services that you don’t want? Or does the streaming service you pay for often not work? What are your righ...
"Shopping wisely "
You have been shopping on your own for a long time, and since you also have your own income, this gives you more freedom. People shop differently – some give in to their emotions, others plan and research, others “cha...
"Before I take a loan/credit"
Have you ever borrowed money from friends or lent money to someone? Maybe you’ve even had problems paying it back. This is also common in the work of banks or non-banking financial institutions, as people sometimes find it difficul...
